CURRENT STATE OF FINANCIAL SECURITY OF BANKING INSTITUTIONS AND ITS INNOVATIVE WAREHOUSE
DOI:
https://doi.org/10.29038/Keywords:
financial security, banking institutions, indicators of financial security, banking innovations, investment security, threats, digitalization.Abstract
Introduction. The actuality of the study is due to the extreme importance of the banking system in the
functioning of the country's economy, since the financial stability and reliability of banking institutions creates
conditions for the development of the entire economy in the future. Of particular importance is the issue of ensuring the
financial security of banking institutions in Ukraine, which is simultaneously affected by such threats as military
aggression, digitalization, and the need to adapt to EU norms as a candidate for membership in the European
Community.
The purpose of the article. The purpose of the study is to identify the current state of financial security of
commercial banks in Ukraine in the context of active use of banking innovations in the activities of such financial
institutions.
Metods. In order to achieve this goal, the authors used such research methods as analysis and synthesis,
comparison, tabular method, systematization method, and coefficient analysis.
Results. In the article the authors study the content of financial security of banking institutions and its main
elements. The main indicators of financial security in the context of profitability of banking institutions in Ukraine are
calculated. The place of the innovation and investment component in ensuring the financial security of banking
institutions is determined and its current status is assessed.
Conclusiоns. The role of banking innovations in ensuring the financial security of banking institutions is
substantiated. It is determined that in order to ensure the financial security of banking institutions, taking into account
its innovative component, in modern conditions it is necessary to combine effective management of the innovative
activities of a banking institution. This will increase the profitability of commercial banks by increasing the customer
base, improving the quality of customer service, and will ensure the growth of competitiveness of domestic banking
institutions.
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